Blog | Jim LaPine

Home Ownership: 3 Advantages to Consider

If you’re trying to determine whether it’s better to own or rent a home, there are many factors to consider. Both options have their merits and downsides. Owning a home might seem like the more overwhelming choice of the two, yet there are lots of reasons to consider it. Here ...

Tips on Building the Perfect Sandbox

Photo by congerdesign via Pixabay A sandbox might be the perfect building project for a beginner - -you just need to make an elevated, simple box and fill it with sand to delight the kids in the family. Incorporating other details can help you make a project that is uniquely yours. Sand ...

Fix It or Leave It As Is?

When you’re preparing your home for sale, you obviously want your property to look its best for buyers. That means fixing things that are broken, and, possibly, making a few improvements. But, how do you decide whether to invest in fixing or improving something versus just leaving it as is?Say, for ...

Points: How They Benefit You

Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on the ...